During childcare leave, employment insurance pays 67% of your monthly pay
For people in employment insurance who take childcare leave, this program pays 67% of the daily wage at the start of leave up to the 180th day of leave, and 50% from the 181st day. Because social insurance premiums (health insurance, employees' pension, employment insurance) are waived during childcare leave, as a guide your actual take-home pay during the 67% period is about 80% of what it was before leave.
The formula is "daily wage at the start of leave × number of payment days (30 days as a rule) × benefit rate (67% or 50%)."The daily wage at the start of leave is calculated as the total wages for the 6 months before leave ÷ 180 days. The daily wage has an upper and lower limit revised every August 1. If your monthly pay is above the upper limit, the benefit is capped at the upper limit (= the higher your income, the lower your real benefit rate).
It covers employment insurance insured persons who had 12 or more months with 11 or more days of paid work (or 80 or more working hours) in the 2 years before the start of leave. As a rule it lasts until the child turns 1, but it can be extended to 1 year and 6 months or 2 years for reasons such as not getting into daycare (the procedure became stricter from April 2025). Men and women can use it under the same conditions.
There are also the "Postnatal Paternity Leave Benefit" (within 8 weeks after birth, up to 28 days) and the "Post-Birth Leave Support Benefit" (an extra 13% when both parents take 14 or more days of childcare leave). Combined, the first 28 days are equivalent to about 100% of your take-home pay.
How much can you receive?
Calculates the total benefit from your monthly pay and the length of your childcare leave, splitting it into the 67% period and the 50% period.