Childcare and money in Chuo City, in plain language.
Childcare support comes in several layers: Chuo City, the Tokyo Metropolitan Government, health insurance and employment insurance. This unofficial guide, written from a parent's point of view, puts them in one list so you can see how much your family can receive in total when raising children in Chuo City.
Fertility treatment & egg freezing
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If you have IVF, Tokyo gives up to ¥150,000 per cycle
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If a couple has fertility tests, Tokyo gives up to ¥50,000
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If you have tests for recurrent pregnancy loss, Tokyo gives up to ¥50,000 (up to ¥60,000 for advanced medical care)
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If you freeze your eggs in preparation for aging, Tokyo gives up to ¥200,000 + ¥20,000 a year for storage
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If you have IVF using frozen eggs, Tokyo gives up to ¥250,000 per cycle
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Tokyo covers up to ¥30,000 of test costs to prepare for a future pregnancy, for both women and men
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The city adds ¥100,000 a year for up to 6 fiscal years toward IVF, ICSI and advanced medical care
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Free consultation with specialists on LINE and Zoom about your body, mind, pregnancy and childbirth
Pregnancy
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Pregnancy Support Payment: ¥100,000 in total from the national government for pregnancy and birth
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If you take time off for morning sickness or threatened preterm labor during pregnancy, health insurance pays 2/3 of your monthly pay
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If you have an interview during pregnancy, your municipality gives you childcare goods worth ¥10,000
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Taxi vouchers worth ¥12,000 for trips to prenatal checkups (¥24,000 for multiples)
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Free RSV vaccine at 28–36 weeks of pregnancy
Birth & postpartum
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¥500,000 per baby from your health insurance when you give birth
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During maternity leave before and after birth, health insurance pays 2/3 of your monthly pay
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For self-employed and freelance people, National Pension premiums are waived around childbirth
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For National Health Insurance members, the income-based and per-capita portions of premiums are waived for 4 months around childbirth
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When you give birth, Tokyo gives you points worth ¥100,000
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If you have an epidural (pain-relief) delivery, Tokyo gives up to ¥100,000
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From pregnancy through the child-rearing years, Tokyo backs municipal consultation, postpartum care, housework and childcare supporters, and support for families with multiples
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Your baby's 1-month checkup with a voucher (anywhere in Tokyo from October 2026)
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Shopping and dining vouchers worth ¥50,000 for use in the city when you give birth (usable at small and medium-sized shops)
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Housework helpers before and after birth; out-of-pocket ¥0–¥5,000 per 2 hours depending on income bracket
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¥5,000 per postpartum checkup within 2 months after the birth, up to 2 times
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¥6,000 for the 1-month checkup at 28–41 days after birth
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Care from midwives through overnight, day and home-visit types, used with electronic coupons (from September 2026)
Raising children
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Child Allowance from the national government every month until high school age, ¥10,000–¥15,000 (¥30,000 for the third and later children)
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During childcare leave, employment insurance pays 67% of your monthly pay
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If both parents take 14 or more days of childcare leave, employment insurance brings take-home pay to about 100%
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If your pay goes down because you work shorter hours, employment insurance pays 10% of your wages
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018 Support gives ¥5,000 every month from Tokyo until age 18
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Until your child starts elementary school, Tokyo and your municipality cover the out-of-pocket medical costs
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For elementary and junior high school students, outpatient visits cost up to ¥200 each, and hospital stays cost only meals
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High school-age children are also covered by the medical expense subsidy. Outpatient visits up to ¥200 each
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Tuition at private high schools in Tokyo is free up to ¥501,000 a year, national and Tokyo support combined
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If your child attends a private junior high school, Tokyo gives ¥120,000 a year toward tuition
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Around ages 1 and 2, answer your municipality's questionnaire or interview and receive a gift worth ¥60,000 for the first child
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No out-of-pocket medical costs from age 0 to 18, no income limit
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School lunch fees at city-run elementary and junior high schools are fully free, and daycare side-dish costs are also free
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¥4,000 per dose for voluntary vaccination from age 1 to before elementary school
Daycare & preschool
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Licensed daycare fees are now ¥0 for the first child aged 0–2 as well
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Municipalities give monthly subsidies to parents of children at private kindergartens, and Tokyo supports the cost
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Municipalities subsidize fees at Tokyo-certified daycare and unlicensed childcare facilities, and Tokyo supports the cost
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A Tokyo program that takes care of preschool children not attending daycare or kindergarten, with wider age and time limits
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Up to ¥80,000 a month toward unlicensed childcare fees for taxable households with children aged 0–2 (from October 2026)
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Up to ¥80,000 toward Tokyo-certified daycare fees for ages 0–2
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Children aged 6 months to 2 years who do not attend daycare can attend for up to 20 hours a month free of charge
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Babysitter costs subsidized up to ¥2,500 an hour, 20 hours a month and 144 hours a year
Single-parent support
About this site
This site explains, in plain language, the childcare-related subsidies, benefits and allowances you can use when raising children in Chuo City.
The amounts and conditions are written after reading each program's official page and guidelines directly. However, this is an unofficial guide made by an individual, and it gives estimates only. For an official decision, contact the office in charge of each program (municipality, Tokyo Metropolitan Government, health insurance, employment insurance, etc.).
Other municipalities
Kosodate Tokyo covers Tokyo's 23 wards and the municipalities of Tama. For each one, it lists the municipality's own programs and top-ups together with the national and Tokyo-wide programs.
● Compare Chuo City with other municipalities → ● Programs for everyone living in Tokyo (national and Tokyo-wide) →